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Premier Debt Syndication · Pan India

Smarter Finance,
Faster Growth

India's trusted debt syndication partner — simplifying lending for businesses and individuals with speed, transparency, and a network of 100+ financial institutions.

₹2000Cr+
Debt Raised
500+
Clients Served
40+
Years Expertise
100+
Lender Partners
Business Term Loan
Approved
₹2.5 Crore
Equipment Expansion · Fast Disbursal
Interest Rate9.8% p.a.
Tenure5 Years
Disbursal48 Hours
Partner BankTop PSU Bank
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100+
Lender Network
⚡ Fast
Quick Approvals
NexKred at a Glance
H M Consultants Private Limited · Delhi NCR
₹2000Cr+
Total Debt Raised
₹250Cr+
Equity Raised via IPO & Placement
500+
Satisfied Clients
100+
Partner Banks & Institutions
40+ Years of
Expertise
Who We Are

India's Premier Debt Syndication Partner

NexKred was built on a single belief: every business deserves access to the right capital, at the right terms, at the right time. We navigate the complexity of finance so you don't have to.

  • One-stop solution for all financing needs — secured, unsecured, fund-based and non-fund-based facilities including bank guarantees and letters of credit
  • Specialists in complex profiles — NPA accounts, builders, jewellers, airlines, schools, and categories banks typically avoid
  • Deep relationships with 100+ Banks, NBFCs, HNIs & Foreign Institutions — ensuring best-in-market rates for every client
  • Beyond loan processing: ongoing advisory on balance sheet optimization, interest reduction and long-term financial planning
  • Pan-India service: Delhi-NCR, Kolkata, Jaipur & Kanpur — with Mumbai, Bangalore and Gurugram expansion underway
Delhi-NCR (HQ)
Kolkata
Jaipur
Kanpur
Mumbai (Soon)
Bangalore (Soon)
Gurugram (Soon)
Our Offerings

Comprehensive Financial Solutions

From working capital to long-term debt — every product your business or personal journey demands.

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Cash Credit Limits
Flexible revolving credit — withdraw as needed, pay interest only on the amount used, not the full sanction. Ideal for businesses managing variable cash flow.
Working Capital
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Overdraft Facilities
Secured against property or unsecured — draw beyond your account balance up to a pre-approved limit. Perfect for bridging short-term cash gaps.
Secured / Unsecured
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Loan Against Property
Leverage your residential, commercial or industrial property to unlock substantial funds at competitive rates, while retaining ownership and occupancy.
Secured Loan
⚙️
Term Loans – Equipment
Finance plant & machinery purchases with structured EMI repayment. Fuel capacity expansion and modernization without straining your working capital.
Capex Finance
🏢
Business Loans
Unsecured credit for corporates and SMEs — fund operations, inventory, expansion or day-to-day business requirements without pledging assets.
Unsecured
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Personal Loans
No collateral required. Consolidate debt, fund medical expenses, home renovation, education or travel with quick personal loans at competitive rates.
Retail Finance
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Home Loans
Purchase, construct or renovate your dream home. We source competitive rates across lenders and guide you through the entire application process.
Retail Finance
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Loan Against Securities
Pledge approved shares, mutual funds or bonds to access liquidity without selling your investments — retain portfolio upside while meeting fund requirements.
Capital Market
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Car / Commercial Vehicle
Finance new or used passenger cars and commercial vehicles with flexible tenures, competitive pricing and quick disbursals — personal or fleet expansion.
Vehicle Finance
🛡️
Life Insurance
Protect your family's financial future with life insurance solutions curated to fit your life stage, income level and long-term goals. We work with India's leading insurers to ensure the most suitable coverage at the best available premium.
Protection
Our Edge

Why NexKred Stands Apart

More than a loan agent — we are your dedicated financial partner committed to your long-term success.

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Specialists in Complex Cases
We excel where others hesitate — NPA accounts, builders, jewellers, airlines, schools. No profile is too difficult for our expert team to navigate.
Fast-Track Approvals
Minimal paperwork, streamlined process, quick disbursals. We respect your time as much as your money — no endless waiting, no complicated applications.
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Balance Sheet Optimization
We don't just close loans. We advise on reducing long-term interest costs, restructuring debt, and strengthening your financial position for the future.
🌐
Pan-India, 100+ Lender Network
Our relationships span PSU banks, private banks, NBFCs, HNIs and foreign institutions — giving every client access to the best possible rates and terms.
🤝
Partnership, Not Transaction
We invest time to deeply understand your requirements and stay committed through your entire financial journey — from first enquiry to final disbursal and beyond.
₹2K
Cr+
Total Debt Raised for Clients
500+
Satisfied clients across India
40+ yr
Combined industry experience
100+
Partner banks & institutions
₹250Cr+
Equity raised via IPO & placements
The Experts

Meet the Team

Decades of combined expertise. Deep lender relationships. Unwavering client commitment.

AJ
Mr. A. K. Jain
Founder & Managing Director

The brain behind NexKred — with 4+ decades in finance, Mr. Jain built the company from the ground up. An entrepreneur and NBFC operator, he is renowned for exemplary knowledge, strategic vision, and a relentless focus on delivering results. His career began in Kolkata and spans debt syndication, corporate finance, and equity markets across India.

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HJ
Mr. Harsh Mohan Jain
Director

A dynamic professional bringing sharp acumen and fresh perspective to NexKred's growth. Harsh leads client relationship management and business development, playing a pivotal role in the company's digital expansion and market outreach across Delhi-NCR and beyond.

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MJ
Mr. Mudit Mohan Jain
Director

Mudit brings analytical depth and operational excellence to NexKred. His focus on process efficiency, technology adoption and new market penetration has been a key growth driver. He spearheads strategic initiatives and the company's pan-India expansion program.

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EMI Calculator

Plan Your Repayments

Instantly estimate your monthly EMI. Adjust the sliders to explore different loan scenarios before applying.

Loan Amount ₹50,00,000
Interest Rate (p.a.) 9.5%
Tenure 5 Years
Apply for This Loan →

Drag sliders to adjust. Results are indicative — actual rates may vary.

Monthly EMI
₹1,04,598
Principal₹50,00,000
Total Interest₹12,75,880
Total Payable₹62,75,880
Tenure60 Months

* Indicative only. Actual EMI depends on lender, fees, and applicable taxes. Speak to our team for an accurate quote.

FAQs

Common Questions

Everything you need to know before you apply.

Debt syndication is the process of raising credit from multiple lenders to meet large or complex funding needs. NexKred acts as your expert intermediary — we identify the right lenders from our 100+ institution network, negotiate the best rates and terms, handle documentation, and ensure a smooth, hassle-free disbursal process for you.
We offer fast-track approvals with minimal paperwork. Depending on the loan type and document readiness, disbursals can happen within 48 hours to a few working days. Our streamlined process is designed to eliminate the delays typical of direct bank applications.
Absolutely. This is one of our strongest specializations. We assist clients who have been turned down by banks — including NPA cases, builders, jewellers, airlines, schools, and other challenging categories. Our expertise and lender relationships allow us to find solutions where others cannot.
NexKred works across a wide spectrum — from personal loans under ₹10 lakhs to large corporate debt syndications running into hundreds of crores. We have successfully raised over ₹2000 Crore in debt for our clients. Every enquiry is evaluated on its merits, and we match you with the most suitable lender for your requirement.
Yes. NexKred is a pan-India service. We currently have active offices in Delhi-NCR (Head Office), Kolkata, Jaipur and Kanpur — with planned expansion to Mumbai, Bangalore and Gurugram. Regardless of your location in India, our team can serve you efficiently.
Requirements vary by loan type. Generally, you'll need KYC documents (Aadhaar, PAN), address proof, income proof or ITR filings, bank statements, and business-specific documents if applicable. Our team will guide you through the exact checklist based on your specific requirement — simply reach out to start.
Get In Touch

Let's Start Your Financial Journey

Fill in the form and our team will reach out within 24 hours. Or contact us directly through any channel below.

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Corporate Office
205, Ashoka Place, 877, East Park Road,
Karol Bagh, New Delhi – 110005
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Call Us
+91 92892 29174
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